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Family Health

 

 

The Smart Finance email newsletter aims to bring you the latest news in personal finance and wealth management.

 

Common Law Husband / Wife - Your Legal Status
The legal rights of non-married / cohabiting couples is a huge issue today, due to the complex nature of the financial arrangements many choose to enter into. Couples who opt to cohabit often assume that they have the same rights as married couples. This assumption can result in serious financial consequences for a surviving partner where property, pensions and life cover is involved.

 

The article below addresses some of the issues surrounding this topic.

If you are concerned or would like to discuss this area further, please do not hesitate to contact us >>

Pensions - The Self Administered Option
This month's article on pensions is directly linked and follows on from last months, 'The Perfect Tax Shelter'.

Self administered pensions allow you to have control over the type of asset that goes into your pension fund. The process allows you to invest, through your pension fund, in an asset of your choice using Pre-Tax Income. The asset benefits from tax free growth until it is either sold or you reach retirement age. The self administered pension route is becoming popular with many clients opting to run it, parallel with their normal insured pension schemes.

Smart Finance, in conjunction with Wealth Options and ITC, can offer you professional, independent advice in this area and set up the self administered structure for you.

The flyer below outlines some of the asset classes that you can invest in through your self administered pension.

If you would like to discuss this area further, please do not hesitate to contact us >

 

China - The Emerging Investment Opportunity?
China, the largest and most interesting of all the emerging economies, offers you a serious opportunity to gain significant returns on your investment.

 

The article below is put together by KBC Asset Management Ltd. and it outlines a strong case for investing in China, through New Ireland's Innovator Fund.

If you would like to discuss this investment opportunity or investment opportunities in general, please do not hesitate to contact us >>


Smart Finance, Monasterboice, Drogheda, Co. Louth, Ireland.
Tel: +353 87 8144 104 or +353 41 9846799 | Fax: +353 41 9846799 | Email: info@smartfinance.ie | Web: www.smartfinance.ie
Patrick Matthews trading as Smart Finance is regulated by the Central Bank.