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The Smart
Finance email newsletter aims to bring you the
latest news in personal finance and wealth
management.
Common Law Husband / Wife - Your
Legal Status
The
legal rights of non-married / cohabiting couples
is a huge issue today, due to the complex nature
of the financial arrangements many choose to
enter into. Couples who opt to cohabit often
assume that they have the same rights as married
couples. This assumption can result in serious
financial consequences for a surviving partner
where property, pensions and life cover is
involved.
The
article below addresses some of the issues
surrounding this topic.
If you
are concerned or would like to discuss this area
further, please do not hesitate to contact us >>
Pensions - The Self Administered
Option
This
month's article on pensions is directly linked
and follows on from last months, 'The Perfect
Tax Shelter'.
Self
administered pensions allow you to have control
over the type of asset that goes into your
pension fund. The process allows you to invest,
through your pension fund, in an asset of your
choice using Pre-Tax Income. The asset benefits
from tax free growth until it is either sold or
you reach retirement age. The self administered
pension route is becoming popular with many
clients opting to run it, parallel with their
normal insured pension
schemes.
Smart
Finance, in conjunction with Wealth Options and
ITC, can offer you professional, independent
advice in this area and set up the self
administered structure for
you.
The flyer
below outlines some of the asset classes that
you can invest in through your self administered
pension.
If you
would like to discuss this area further,
please
do not hesitate to contact us
>
China - The Emerging Investment
Opportunity?
China,
the largest and most interesting of all the
emerging economies, offers you a serious
opportunity to gain significant returns on your
investment.
The
article below is put together by KBC Asset
Management Ltd. and it outlines a strong case
for investing in China, through New Ireland's
Innovator Fund.
If
you would like to discuss this investment
opportunity or investment opportunities in
general, please
do not hesitate to contact us
>>
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