Planning sufficient funds for your lifetime goals in tandem with the tax-efficient distribution of your estate.

As you accumulate wealth during your life, managing that wealth effectively becomes an important consideration . Typically we find that our clients have two main goals: to have enough money to support the lifestyle they want, and to ensure that their remaining estate is transferred to their next of kin as tax efficiently as possible.

If one of your goals is to leave assets to your family on your death or to gift assets to them during your lifetime, you run the risk of these assets being reduced in value because of Inheritance or Gift Tax.

The professional advice and planning we provide in this area leads to outcomes that significantly reduce the amount that would have otherwise gone in tax. In recent years Inheritance and Gift Tax rates have increased while at the same time the tax-free amount that can be transferred to others has fallen. For these reasons, efficient estate planning has become a more pressing concern for a growing number of people.

Tax Considerations:

With our extensive knowledge and expertise in this area we can guide and assist you to create a strategy that fits your lifestyle financial plan.

  • Retirement Relief

  • Business Asset Relief

  • Agricultural Relief

  • Dwelling House Exemption

  • With proper planning, a tax liability can be mitigated or removed completely.

Succession Planning:

We will consider the following before making an appropriate estate planning recommendation.

  • Wills

  • Enduring Power of Attorney

  • Trusts

  • Section 60 Insurance Plans (Cover against Inheritance Tax)
  • Tax Exemptions and Thresholds

  • Structures to provide for Incapacitated Individuals
  • Annual Gift Exemption

With our knowledge and experience we are ideally positioned to guide you and help you build a strategy that fits your lifestyle financial plan.